/* =============================================
   JAKUB SOJKA – Premium Redesign
   ============================================= */

:root {
  /* Blues */
  --blue-950: #0a1628;
  --blue-900: #0f2445;
  --blue-800: #1e3a6e;
  --blue-700: #1d4ed8;
  --blue-600: #2563eb;
  --blue-500: #3b82f6;
  --blue-400: #60a5fa;
  --blue-300: #93c5fd;
  --blue-200: #bfdbfe;
  --blue-100: #dbeafe;
  --blue-50:  #eff6ff;

  /* Accents */
  --sky:    #0ea5e9;
  --purple: #8b5cf6;
  --green:  #10b981;
  --amber:  #f59e0b;
  --red:    #ef4444;
  --pink:   #ec4899;
  --orange: #f97316;
  --cyan:   #06b6d4;

  /* Text */
  --text-900: #0f172a;
  --text-700: #1e293b;
  --text-500: #475569;
  --text-400: #64748b;
  --text-300: #94a3b8;

  --white:    #ffffff;
  --gray-50:  #f8fafc;
  --gray-100: #f1f5f9;
  --gray-200: #e2e8f0;

  /* Geometry */
  --r-sm: 8px;
  --r-md: 14px;
  --r-lg: 20px;
  --r-xl: 28px;
  --r-2xl: 40px;

  /* Shadows */
  --sh-sm:  0 1px 4px rgba(0,0,0,.06);
  --sh-md:  0 4px 20px rgba(37,99,235,.12);
  --sh-lg:  0 12px 48px rgba(37,99,235,.18);
  --sh-xl:  0 24px 80px rgba(37,99,235,.22);
  --sh-glow:0 0 40px rgba(37,99,235,.5);

  --ease: cubic-bezier(.4,0,.2,1);
  --t: .25s;
}

/* ======================== RESET ======================== */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; }
body { font-family: 'Inter', sans-serif; color: var(--text-900); background: var(--white); line-height: 1.65; -webkit-font-smoothing: antialiased; overflow-x: hidden; }
a { text-decoration: none; color: inherit; }
ul { list-style: none; }
img { display: block; max-width: 100%; }
input, textarea, select, button { font-family: inherit; }
.container { max-width: 1180px; margin: 0 auto; padding: 0 24px; }

/* ======================== SCROLL REVEAL ======================== */
.reveal {
  opacity: 0;
  transform: translateY(32px);
  transition: opacity .7s var(--ease), transform .7s var(--ease);
}
.reveal.visible { opacity: 1; transform: translateY(0); }
.reveal--delay   { transition-delay: .1s; }
.reveal--delay-1 { transition-delay: .15s; }
.reveal--delay-2 { transition-delay: .25s; }
.reveal--delay-3 { transition-delay: .35s; }

/* ======================== BUTTONS ======================== */
.btn {
  display: inline-flex; align-items: center; justify-content: center; gap: 8px;
  padding: 13px 26px; border-radius: var(--r-md);
  font-weight: 700; font-size: .95rem; cursor: pointer;
  border: 2px solid transparent; transition: all var(--t) var(--ease);
  white-space: nowrap; position: relative; overflow: hidden;
}
.btn::after {
  content: ''; position: absolute; inset: 0;
  background: linear-gradient(135deg, rgba(255,255,255,.15), transparent);
  opacity: 0; transition: opacity var(--t);
}
.btn:hover::after { opacity: 1; }

.btn-primary {
  background: var(--blue-600); color: var(--white); border-color: var(--blue-600);
  box-shadow: 0 4px 15px rgba(37,99,235,.35);
}
.btn-primary:hover { background: var(--blue-700); transform: translateY(-2px); box-shadow: 0 8px 25px rgba(37,99,235,.45); }

.btn-hero {
  background: linear-gradient(135deg, var(--blue-600), var(--sky));
  color: var(--white); border: none;
  box-shadow: 0 4px 20px rgba(37,99,235,.4);
  font-size: 1rem; padding: 15px 28px;
}
.btn-hero:hover { transform: translateY(-2px); box-shadow: 0 10px 35px rgba(37,99,235,.55); }

.btn-outline {
  background: transparent; color: var(--blue-600); border-color: var(--blue-600);
}
.btn-outline:hover { background: var(--blue-50); transform: translateY(-2px); }

.btn-white-outline {
  background: var(--white); color: var(--blue-700);
  border-color: rgba(255,255,255,.4); backdrop-filter: blur(8px);
}
.btn-white-outline:hover { background: var(--blue-50); border-color: var(--blue-400); transform: translateY(-2px); }

.btn-full { width: 100%; }
.btn-lg { padding: 16px 36px; font-size: 1.05rem; }

.btn-glow:hover { box-shadow: var(--sh-glow); }

.btn-service {
  display: inline-flex; align-items: center; gap: 6px;
  padding: 11px 22px; border-radius: var(--r-md); font-weight: 700;
  font-size: .88rem; background: var(--blue-600);
  color: var(--white); border: 1.5px solid var(--blue-600);
  cursor: pointer; transition: all var(--t);
  margin-top: auto;
}
.btn-service:hover { background: var(--blue-700); border-color: var(--blue-700); transform: translateY(-2px); box-shadow: 0 6px 20px rgba(37,99,235,.35); }
.btn-service--white { background: var(--white); color: var(--blue-700); border-color: var(--white); }
.btn-service--white:hover { background: var(--blue-50); }

/* ======================== HELPERS ======================== */
.hidden { display: none !important; }
.text-white { color: var(--white) !important; }
.text-white-muted { color: rgba(255,255,255,.7); }
.text-light-muted { color: rgba(255,255,255,.65); }

.gradient-text {
  background: linear-gradient(135deg, #93c5fd, #38bdf8, #7dd3fc);
  -webkit-background-clip: text; -webkit-text-fill-color: transparent; background-clip: text;
  background-size: 200% 200%; animation: gradShift 4s ease infinite;
}
.gradient-text-blue {
  background: linear-gradient(135deg, var(--blue-500), var(--sky));
  -webkit-background-clip: text; -webkit-text-fill-color: transparent; background-clip: text;
}

@keyframes gradShift {
  0%, 100% { background-position: 0% 50%; }
  50%       { background-position: 100% 50%; }
}

/* ======================== SECTION COMMON ======================== */
section { padding: 100px 0; }

.section-header { text-align: center; margin-bottom: 60px; }
.section-tag {
  display: inline-block; font-size: .78rem; font-weight: 700;
  text-transform: uppercase; letter-spacing: .14em;
  color: var(--blue-600); margin-bottom: 14px;
  background: var(--blue-50); padding: 5px 14px; border-radius: 100px;
  border: 1px solid var(--blue-200);
}
.section-tag--light { color: var(--sky); background: rgba(14,165,233,.15); border-color: rgba(14,165,233,.3); }
.section-header h2 { font-size: clamp(1.9rem, 3.5vw, 2.9rem); font-weight: 800; line-height: 1.15; margin-bottom: 16px; }
.section-sub { font-size: 1.05rem; color: var(--text-500); max-width: 520px; margin: 0 auto; }

/* ======================== NAVBAR ======================== */
.navbar {
  position: fixed; top: 0; left: 0; right: 0; z-index: 1000;
  background: rgba(255,255,255,.88); backdrop-filter: blur(20px) saturate(180%);
  border-bottom: 1px solid rgba(255,255,255,.5);
  transition: all var(--t) var(--ease);
}
.navbar.scrolled { box-shadow: 0 4px 30px rgba(37,99,235,.1); border-bottom-color: var(--gray-200); }
.navbar.hidden { transform: translateY(-110%); }

.nav-inner { display: flex; align-items: center; gap: 24px; height: 70px; }

.logo { font-size: 1.3rem; font-weight: 800; color: var(--text-900); flex-shrink: 0; letter-spacing: -.02em; display: inline-flex; align-items: center; }
.logo span { color: inherit; }
.navbar .logo { max-height: 44px; overflow: hidden; }
.navbar .logo img { height: 40px !important; width: auto !important; max-height: 40px !important; max-width: 160px !important; display: block; object-fit: contain; }

.nav-links { display: flex; gap: 2px; flex: 1; }
.nav-links a {
  padding: 8px 16px; border-radius: var(--r-sm); font-weight: 500;
  font-size: .9rem; color: var(--text-500); transition: all var(--t);
}
.nav-links a:hover { color: var(--blue-600); background: var(--blue-50); }

.nav-cta { padding: 10px 22px; font-size: .88rem; }

.hamburger { display: none; flex-direction: column; gap: 5px; background: none; border: none; cursor: pointer; padding: 4px; margin-left: auto; }
.hamburger span { display: block; width: 24px; height: 2px; background: var(--text-700); border-radius: 2px; transition: all var(--t); }
.hamburger.active span:nth-child(1) { transform: rotate(45deg) translate(5px,5px); }
.hamburger.active span:nth-child(2) { opacity: 0; }
.hamburger.active span:nth-child(3) { transform: rotate(-45deg) translate(5px,-5px); }

/* ======================== HERO ======================== */
.hero {
  position: relative;
  display: flex; flex-direction: column;
  padding-top: 70px; padding-bottom: 0; overflow: hidden;
  background: linear-gradient(135deg, #0d0a2e 0%, #1a1060 30%, #1e2fa0 65%, #2d7dd2 100%);
}

.hero-overlay {
  position: absolute; inset: 0; z-index: 1;
  background: linear-gradient(135deg, #0d0a2e 0%, #1a1060 30%, #1e2fa0 65%, #2d7dd2 100%);
}

.hero-orb {
  position: absolute; border-radius: 50%; filter: blur(80px); pointer-events: none;
}
.hero-orb--1 {
  width: 600px; height: 600px; z-index: 2;
  background: radial-gradient(circle, rgba(37,99,235,.35), transparent 70%);
  top: -100px; right: -100px; animation: orbFloat1 8s ease-in-out infinite;
}
.hero-orb--2 {
  width: 400px; height: 400px; z-index: 2;
  background: radial-gradient(circle, rgba(14,165,233,.25), transparent 70%);
  bottom: 100px; left: -80px; animation: orbFloat2 10s ease-in-out infinite;
}
.hero-orb--3 {
  width: 300px; height: 300px; z-index: 2;
  background: radial-gradient(circle, rgba(139,92,246,.2), transparent 70%);
  top: 40%; right: 35%; animation: orbFloat1 12s ease-in-out infinite reverse;
}
@keyframes orbFloat1 {
  0%, 100% { transform: translateY(0) scale(1); }
  50%       { transform: translateY(-30px) scale(1.05); }
}
@keyframes orbFloat2 {
  0%, 100% { transform: translateX(0) scale(1); }
  50%       { transform: translateX(20px) scale(1.03); }
}

.hero-grid-pattern {
  display: none;
}

.hero-inner {
  position: relative; z-index: 3;
  display: grid; grid-template-columns: 1fr 1fr;
  gap: 40px; align-items: center;
  padding: 60px 24px 40px;
  max-width: 1180px; margin: 0 auto; width: 100%;
}

.hero-wave {
  position: relative; z-index: 3;
  line-height: 0; margin-top: auto;
}
.hero-wave svg {
  display: block; width: 100%; height: 72px;
}

/* Hero text */
.hero-badge {
  display: inline-flex; align-items: center; gap: 10px;
  background: rgba(255,255,255,.1); border: 1px solid rgba(255,255,255,.2);
  color: var(--white); padding: 8px 18px; border-radius: 100px;
  font-size: .82rem; font-weight: 600; margin-bottom: 24px;
  backdrop-filter: blur(10px); animation: fadeInDown .8s ease;
}
.badge-dot {
  width: 8px; height: 8px; border-radius: 50%; background: #34d399;
  box-shadow: 0 0 0 3px rgba(52,211,153,.25); animation: pulse-dot 2s infinite;
}
@keyframes pulse-dot {
  0%, 100% { box-shadow: 0 0 0 3px rgba(52,211,153,.25); }
  50%       { box-shadow: 0 0 0 6px rgba(52,211,153,.1); }
}

.hero-text h1 {
  font-size: clamp(2.4rem, 5vw, 3.5rem); font-weight: 900;
  line-height: 1.1; color: var(--white); margin-bottom: 24px;
  letter-spacing: -.03em;
  animation: fadeInUp .9s .1s ease both;
}

.hero-sub {
  font-size: 1.1rem; color: rgba(255,255,255,.75); max-width: 500px;
  margin-bottom: 32px; line-height: 1.7;
  animation: fadeInUp .9s .2s ease both;
}
.hero-sub strong { color: var(--white); }

.hero-badges {
  display: flex; flex-wrap: wrap; gap: 10px;
  animation: fadeInUp .9s .3s ease both; margin-bottom: 40px;
}
.hero-badge-item {
  display: flex; align-items: center; gap: 8px;
  background: rgba(255,255,255,.08); border: 1px solid rgba(255,255,255,.15);
  color: rgba(255,255,255,.9); padding: 8px 16px; border-radius: 100px;
  font-size: .85rem; font-weight: 500; backdrop-filter: blur(8px);
}
.hbi-icon { color: #34d399; font-weight: 700; }

/* Float cards */
.float-cards {
  display: flex; gap: 14px; flex-wrap: wrap;
  animation: fadeInUp .9s .4s ease both;
}
.float-card {
  display: flex; align-items: center; gap: 12px;
  padding: 12px 18px; border-radius: var(--r-lg);
  backdrop-filter: blur(16px); border: 1px solid rgba(255,255,255,.15);
  animation: floatY 4s ease-in-out infinite;
}
.float-card--green { background: rgba(16,185,129,.2); }
.float-card--blue { background: rgba(37,99,235,.2); animation-delay: -2s; }
.fc-emoji { font-size: 1.6rem; }
.fc-val { font-size: 1.1rem; font-weight: 800; color: var(--white); }
.fc-lab { font-size: .75rem; color: rgba(255,255,255,.65); }

@keyframes floatY {
  0%, 100% { transform: translateY(0); }
  50%       { transform: translateY(-8px); }
}

/* SPZ karta */
.glass-card {
  background: rgba(255,255,255,.95); backdrop-filter: blur(20px);
  border-radius: var(--r-2xl); border: 1px solid rgba(255,255,255,.8);
  box-shadow: 0 30px 80px rgba(0,0,0,.3), 0 0 0 1px rgba(255,255,255,.1);
  padding: 36px;
  animation: fadeInUp .9s .2s ease both;
}

.spz-card-header { margin-bottom: 24px; }
.spz-card-header h3 { font-size: 1.3rem; font-weight: 800; color: var(--text-900); }
.spz-stat-label {
  font-size: .88rem; font-weight: 700; margin-top: 6px;
  color: #ef4444; background: rgba(239,68,68,.08);
  display: inline-block; padding: 4px 10px; border-radius: 100px;
  border: 1px solid rgba(239,68,68,.2);
}

.spz-label { font-size: .88rem; color: var(--text-500); font-weight: 500; margin-bottom: 12px; }

/* SPZ plate – jako CZ registrační značka */
.spz-input-wrap { margin-bottom: 12px; }

.spz-plate {
  display: flex; align-items: stretch;
  height: 54px; border-radius: 8px; border: 2px solid #1d3a8a;
  overflow: hidden; box-shadow: 0 4px 16px rgba(29,58,138,.25);
  transition: border-color var(--t), box-shadow var(--t);
}
.spz-plate:focus-within { border-color: #1d4ed8; box-shadow: 0 0 0 4px rgba(29,58,138,.2); }

.plate-eu {
  background: #1e6bc4; width: 46px; flex-shrink: 0;
  display: flex; flex-direction: column; align-items: center; justify-content: center;
  gap: 2px; padding: 4px 3px;
}
.plate-stars {
  font-size: .48rem; color: #FFD700; letter-spacing: 1px;
  line-height: 1; text-align: center; display: flex; gap: 1px;
  flex-wrap: wrap; justify-content: center; max-width: 36px;
}
.plate-cz {
  font-size: .8rem; font-weight: 900; color: #fff;
  letter-spacing: .05em; line-height: 1;
}
.plate-input {
  flex: 1; border: none; outline: none;
  background: #fff; font-size: 1.3rem; font-weight: 900;
  letter-spacing: 3px; text-transform: uppercase;
  color: #111; padding: 0 12px;
  font-family: 'Inter', sans-serif;
}
.plate-input::placeholder { color: #ccc; font-weight: 400; font-size: .9rem; letter-spacing: 1px; text-transform: none; }

.spz-hint {
  font-size: .78rem; color: var(--text-300); text-align: center; margin-top: 8px;
}

.spz-trust {
  display: flex; gap: 16px; justify-content: center; margin-top: 20px;
  padding-top: 20px; border-top: 1px solid var(--gray-200);
}
.trust-item {
  display: flex; align-items: center; gap: 6px;
  font-size: .78rem; color: var(--text-400); font-weight: 500;
}

/* Partners */
.partners-bar {
  position: relative; z-index: 3;
  background: rgba(255,255,255,.06); backdrop-filter: blur(10px);
  border-top: 1px solid rgba(255,255,255,.1); padding: 18px 0;
}
.partners-bar-inner { display: flex; align-items: center; gap: 28px; }
.partners-label { font-size: .78rem; color: rgba(255,255,255,.5); font-weight: 600; text-transform: uppercase; letter-spacing: .08em; white-space: nowrap; flex-shrink: 0; }
.partners-track { display: flex; overflow: hidden; flex: 1; mask: linear-gradient(to right, transparent, black 12%, black 88%, transparent); }
.partners-slide { display: flex; gap: 40px; animation: slide 24s linear infinite; flex-shrink: 0; align-items: center; }
.partner-logo-wrap { display: flex; align-items: center; flex-shrink: 0; }
.partner-logo-wrap img { height: 36px; width: auto; max-width: 120px; object-fit: contain; filter: grayscale(100%) brightness(200%); }

@keyframes slide { from { transform: translateX(0); } to { transform: translateX(-50%); } }

/* ======================== STATS ======================== */
.stats-section {
  padding: 0; background: var(--white);
  transform: translateY(-1px);
}
.stats-grid {
  display: grid; grid-template-columns: repeat(4, 1fr);
  border-top: 1px solid var(--gray-200);
}
.stat-box {
  padding: 40px 24px; text-align: center; position: relative;
  border-right: 1px solid var(--gray-200);
  transition: all var(--t);
}
.stat-box:last-child { border-right: none; }
.stat-box:hover { background: var(--blue-50); }
.stat-icon { font-size: 1.8rem; margin-bottom: 10px; }
.stat-number {
  font-size: 2.8rem; font-weight: 900; color: var(--blue-600);
  letter-spacing: -.04em; display: inline;
}
.stat-plus { font-size: 1.8rem; font-weight: 900; color: var(--blue-600); display: inline; }
.stat-label { font-size: .88rem; color: var(--text-400); margin-top: 6px; font-weight: 500; }

/* ======================== JAK TO FUNGUJE ======================== */
.how-it-works { background: linear-gradient(145deg, #e0f2fe 0%, #bae6fd 40%, #e0f9ff 70%, #f0f9ff 100%); }

.steps-grid {
  display: flex; align-items: stretch; gap: 0;
  background: var(--white); border-radius: var(--r-2xl);
  border: 1px solid var(--gray-200); overflow: hidden;
  box-shadow: var(--sh-md);
}

.step-card {
  flex: 1; padding: 48px 36px; text-align: center; position: relative;
  transition: all var(--t);
}
.step-card:hover { background: var(--blue-50); }
.step-card:not(:last-child) { border-right: 1px solid var(--gray-100); }
.step-num {
  font-size: .75rem; font-weight: 800; color: var(--blue-400);
  text-transform: uppercase; letter-spacing: .14em; margin-bottom: 20px;
  display: block;
}
.step-icon-wrap {
  width: 72px; height: 72px; border-radius: var(--r-xl); margin: 0 auto 20px;
  display: flex; align-items: center; justify-content: center; font-size: 2rem;
  position: relative;
}
.step-icon-wrap::after {
  content: ''; position: absolute; inset: -3px; border-radius: inherit;
  opacity: .3;
}
.step-icon-wrap--blue { background: var(--blue-100); }
.step-icon-wrap--blue::after { background: var(--blue-200); }
.step-icon-wrap--purple { background: #f3f0ff; }
.step-icon-wrap--purple::after { background: #e9e3ff; }
.step-icon-wrap--green { background: #d1fae5; }
.step-icon-wrap--green::after { background: #a7f3d0; }

.step-card h3 { font-size: 1.1rem; font-weight: 700; margin-bottom: 10px; color: var(--text-900); }
.step-card p { font-size: .9rem; color: var(--text-500); line-height: 1.65; }

.step-connector {
  display: flex; align-items: center; justify-content: center;
  width: 60px; flex-shrink: 0; position: relative;
  background: var(--white);
}
.connector-arrow { font-size: 1.3rem; color: var(--blue-300); position: relative; z-index: 1; }

/* ======================== SLUŽBY ======================== */
.sluzby {
  position: relative; overflow: hidden;
  background: var(--white);
  padding: 100px 0;
}
.sluzby-bg { position: absolute; inset: 0; pointer-events: none; }
.sluzby-blob {
  position: absolute; border-radius: 50%; filter: blur(100px);
}
.sluzby-blob--1 {
  width: 700px; height: 700px; top: -200px; right: -200px;
  background: radial-gradient(circle, rgba(14,165,233,.25), transparent);
  animation: orbFloat1 12s ease infinite;
}
.sluzby-blob--2 {
  width: 500px; height: 500px; bottom: -100px; left: -100px;
  background: radial-gradient(circle, rgba(56,189,248,.2), transparent);
  animation: orbFloat2 15s ease infinite;
}

.services-grid {
  display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px;
}

.service-card {
  position: relative; border-radius: var(--r-xl); padding: 36px 32px;
  display: flex; flex-direction: column; gap: 12px; overflow: hidden;
  border: 1px solid rgba(14,165,233,.2); color: var(--text-900);
  background: var(--white);
  transition: all .35s var(--ease);
  box-shadow: 0 4px 20px rgba(14,165,233,.1);
}
.service-card:hover { transform: translateY(-6px); box-shadow: 0 24px 60px rgba(14,165,233,.25); border-color: rgba(14,165,233,.4); }

.service-card-bg { position: absolute; inset: 0; z-index: 0; }
.service-card > *:not(.service-card-bg) { position: relative; z-index: 1; }

.service-card--auto .service-card-bg { background: linear-gradient(145deg, rgba(219,234,254,.6), rgba(191,219,254,.3)); }
.service-card--life .service-card-bg { background: linear-gradient(145deg, rgba(252,231,243,.6), rgba(251,207,232,.3)); }
.service-card--property .service-card-bg { background: linear-gradient(145deg, rgba(209,250,229,.6), rgba(167,243,208,.3)); }
.service-card--travel .service-card-bg { background: linear-gradient(145deg, rgba(237,233,254,.6), rgba(221,214,254,.3)); }
.service-card--mortgage .service-card-bg { background: linear-gradient(145deg, rgba(254,243,199,.6), rgba(253,230,138,.3)); }
.service-card--invest .service-card-bg { background: linear-gradient(145deg, rgba(209,250,229,.6), rgba(167,243,208,.3)); }

/* Tečkový pattern na kartách */
.service-card::before {
  content: ''; position: absolute; inset: 0; z-index: 0;
  background-image: radial-gradient(rgba(14,165,233,.08) 1px, transparent 1px);
  background-size: 24px 24px; opacity: .6;
}

.service-badge-new {
  position: absolute; top: -1px; right: 20px;
  background: linear-gradient(135deg, #fbbf24, #f59e0b);
  color: #7c2d12; font-size: .72rem; font-weight: 800;
  padding: 5px 12px; border-radius: 0 0 10px 10px; z-index: 2;
}

.service-icon-big { font-size: 2.6rem; margin-bottom: 4px; }
.service-card h3 { font-size: 1.2rem; font-weight: 800; color: var(--text-900); }
.service-card > p { font-size: .88rem; color: var(--text-500); line-height: 1.65; }
.service-card ul { margin-bottom: 4px; display: flex; flex-direction: column; gap: 6px; }
.service-card li { font-size: .85rem; color: var(--text-500); padding-left: 18px; position: relative; }
.service-card li::before { content: '✓'; position: absolute; left: 0; font-weight: 700; color: var(--sky); }

.service-savings {
  display: inline-block; background: rgba(14,165,233,.1);
  border: 1px solid rgba(14,165,233,.2); border-radius: 100px;
  padding: 5px 14px; font-size: .8rem; color: var(--text-700); margin-bottom: 8px;
}
.service-savings strong { color: var(--blue-700); font-weight: 700; }

/* ======================== O MNĚ ======================== */
.o-mne { background: var(--white); position: relative; overflow: hidden; }

.o-mne-decoration { position: absolute; inset: 0; pointer-events: none; }
.deco-circle {
  position: absolute; border-radius: 50%;
  background: linear-gradient(135deg, var(--blue-100), var(--blue-50));
}
.deco-circle--1 { width: 500px; height: 500px; top: -150px; right: -100px; opacity: .5; }
.deco-circle--2 { width: 300px; height: 300px; bottom: -100px; left: 200px; opacity: .3; }
.deco-dots {
  position: absolute; top: 60px; left: 60px; width: 200px; height: 200px; opacity: .15;
  background-image: radial-gradient(var(--blue-400) 1.5px, transparent 1.5px);
  background-size: 20px 20px;
}

.o-mne-inner {
  display: grid; grid-template-columns: 420px 1fr;
  gap: 80px; align-items: center; position: relative; z-index: 1;
}

.photo-frame {
  position: relative; border-radius: var(--r-2xl); overflow: visible;
}
.advisor-photo {
  width: 100%; border-radius: var(--r-2xl); aspect-ratio: 3/4; object-fit: cover;
  box-shadow: var(--sh-xl); position: relative; z-index: 1;
  transition: transform .4s var(--ease);
}
.photo-frame:hover .advisor-photo { transform: scale(1.02); }

.photo-badge {
  position: absolute; bottom: -20px; right: -24px; z-index: 2;
  background: var(--white); border-radius: var(--r-lg); padding: 14px 18px;
  box-shadow: var(--sh-lg); border: 1px solid var(--gray-200);
  display: flex; align-items: center; gap: 12px;
  animation: floatY 4s ease-in-out infinite;
}
.photo-badge span { font-size: 1.8rem; }
.photo-badge strong { display: block; font-size: .88rem; font-weight: 700; color: var(--text-900); }
.photo-badge div span { font-size: .78rem; color: var(--text-400); }

.experience-card {
  position: absolute; top: 30px; left: -28px; z-index: 2;
  background: linear-gradient(135deg, var(--blue-600), var(--sky));
  border-radius: var(--r-lg); padding: 16px 20px; text-align: center;
  color: var(--white); box-shadow: var(--sh-lg);
  animation: floatY 4s ease-in-out infinite reverse;
}
.exp-num { font-size: 2rem; font-weight: 900; line-height: 1; }
.exp-label { font-size: .72rem; opacity: .85; margin-top: 4px; }

.o-mne-text h2 { font-size: clamp(1.8rem, 3vw, 2.6rem); font-weight: 800; line-height: 1.2; margin-bottom: 16px; }
.o-mne-text p { color: var(--text-500); margin-bottom: 14px; font-size: 1rem; line-height: 1.75; }
.o-mne-text p strong { color: var(--text-900); }

.feature-list { display: flex; flex-direction: column; gap: 14px; margin: 28px 0; }
.feature-item {
  display: flex; align-items: flex-start; gap: 14px;
  padding: 16px 20px; background: var(--gray-50); border-radius: var(--r-md);
  border: 1px solid var(--gray-200); transition: all var(--t);
}
.feature-item:hover { background: var(--blue-50); border-color: var(--blue-200); transform: translateX(4px); }
.feature-icon { font-size: 1.4rem; flex-shrink: 0; }
.feature-item strong { display: block; font-weight: 700; font-size: .95rem; margin-bottom: 2px; }
.feature-item span { font-size: .85rem; color: var(--text-500); }

.o-mne-btns { display: flex; gap: 12px; }

/* ======================== ÚSPORY ======================== */
.uspory {
  background: var(--gray-50);
  position: relative; overflow: hidden;
}
.uspory::before {
  content: ''; position: absolute; top: 0; left: 0; right: 0; height: 4px;
  background: linear-gradient(90deg, var(--blue-600), var(--purple), var(--sky), var(--green));
}

.uspory-grid {
  display: grid; grid-template-columns: repeat(4, 1fr); gap: 20px; margin-bottom: 48px;
}

.uspory-card {
  background: var(--white); border-radius: var(--r-xl);
  border: 1px solid var(--gray-200); overflow: hidden;
  box-shadow: var(--sh-sm); transition: all .35s var(--ease); position: relative;
}
.uspory-card:hover { transform: translateY(-6px); box-shadow: var(--sh-lg); border-color: var(--blue-200); }
.uspory-card--featured { border: 2px solid var(--blue-400); box-shadow: var(--sh-md); }

.uspory-star {
  background: linear-gradient(135deg, var(--blue-600), var(--sky));
  color: var(--white); font-size: .72rem; font-weight: 700;
  padding: 6px 16px; text-align: center;
}

.uspory-header {
  padding: 20px 20px 16px; display: flex; align-items: center; gap: 14px;
}
.uspory-header--blue  { background: linear-gradient(135deg, #eff6ff, #dbeafe); }
.uspory-header--pink  { background: linear-gradient(135deg, #fdf2f8, #fce7f3); }
.uspory-header--orange { background: linear-gradient(135deg, #fff7ed, #ffedd5); }
.uspory-header--green { background: linear-gradient(135deg, #f0fdf4, #dcfce7); }

.uspory-emoji { font-size: 2rem; }
.uspory-type { font-size: .78rem; font-weight: 700; text-transform: uppercase; letter-spacing: .06em; color: var(--text-400); }
.uspory-client { font-size: 1rem; font-weight: 800; color: var(--text-900); }
.uspory-detail-text { font-size: .8rem; color: var(--text-400); padding: 0 20px 14px; }

.uspory-compare {
  display: flex; align-items: center; gap: 8px; padding: 14px 20px;
  border-top: 1px solid var(--gray-100); border-bottom: 1px solid var(--gray-100);
}
.compare-old, .compare-new { flex: 1; text-align: center; }
.compare-old span, .compare-new span { display: block; font-size: .72rem; color: var(--text-400); margin-bottom: 4px; }
.compare-old strong { font-size: .95rem; color: var(--text-400); text-decoration: line-through; }
.compare-new strong { font-size: .95rem; color: var(--green); font-weight: 800; }
.compare-arrow { font-size: 1.1rem; color: var(--text-300); flex-shrink: 0; }

.uspory-result {
  display: flex; align-items: center; justify-content: space-between;
  padding: 14px 20px; background: var(--green);
}
.uspory-result--gold { background: linear-gradient(135deg, var(--blue-600), var(--sky)); }
.savings-label { font-size: .78rem; font-weight: 600; color: rgba(255,255,255,.85); }
.savings-amount { font-size: 1.2rem; font-weight: 900; color: var(--white); }

.uspory-cta { text-align: center; }
.uspory-cta p { font-size: 1.05rem; color: var(--text-500); margin-bottom: 20px; }

/* ======================== RECENZE ======================== */
.recenze {
  position: relative; overflow: hidden;
  background: linear-gradient(145deg, #f0f9ff 0%, #e0f2fe 50%, #bae6fd 100%);
}
.recenze-bg { position: absolute; inset: 0; pointer-events: none; }
.recenze-orb {
  position: absolute; border-radius: 50%; filter: blur(100px);
}
.recenze-orb--1 {
  width: 500px; height: 500px; top: -100px; left: -100px;
  background: radial-gradient(circle, rgba(14,165,233,.2), transparent);
  animation: orbFloat1 10s ease infinite;
}
.recenze-orb--2 {
  width: 400px; height: 400px; bottom: -100px; right: -100px;
  background: radial-gradient(circle, rgba(56,189,248,.15), transparent);
  animation: orbFloat2 12s ease infinite;
}

.google-rating {
  display: flex; align-items: center; justify-content: center;
  gap: 14px; flex-wrap: wrap; margin-top: 16px;
}
.g-stars { font-size: 1.3rem; color: #fbbf24; letter-spacing: 2px; }
.g-info { display: flex; align-items: center; gap: 4px; }
.g-info strong { font-size: 1.2rem; font-weight: 800; color: var(--text-900); }
.g-info span { font-size: .9rem; color: var(--text-400); }
.g-link {
  display: flex; align-items: center; gap: 6px;
  background: rgba(37,99,235,.1); border: 1px solid rgba(37,99,235,.25);
  color: var(--blue-700); padding: 7px 16px; border-radius: 100px;
  font-size: .82rem; font-weight: 600; transition: all var(--t);
}
.g-link:hover { background: var(--blue-600); color: var(--white); }

.reviews-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 18px; margin-bottom: 40px; }

.review-card {
  background: var(--white); backdrop-filter: blur(12px);
  border: 1px solid rgba(14,165,233,.15); border-radius: var(--r-xl); padding: 24px;
  box-shadow: 0 4px 16px rgba(14,165,233,.08);
  transition: all .35s var(--ease);
}
.review-card:hover { background: var(--white); transform: translateY(-4px); border-color: rgba(14,165,233,.3); box-shadow: 0 12px 36px rgba(14,165,233,.18); }

.review-top { display: flex; align-items: center; gap: 14px; margin-bottom: 16px; }
.review-avatar {
  width: 46px; height: 46px; border-radius: 50%; flex-shrink: 0;
  background: var(--av-color, #3b82f6);
  display: flex; align-items: center; justify-content: center;
  font-size: .82rem; font-weight: 800; color: var(--white);
}
.review-meta { flex: 1; }
.review-name { font-weight: 700; color: var(--text-900); font-size: .95rem; }
.review-stars { color: #fbbf24; font-size: .88rem; margin: 2px 0; }
.review-date { font-size: .75rem; color: var(--text-400); }
.google-icon { margin-left: auto; flex-shrink: 0; }
.review-text { font-size: .88rem; color: var(--text-500); line-height: 1.7; font-style: italic; }

.reviews-cta { text-align: center; }

/* ======================== HYPOTEČNÍ KALKULAČKA ======================== */
.hypoteka { background: linear-gradient(180deg, var(--gray-50), var(--white)); }

.hypoteka-inner {
  display: grid; grid-template-columns: 1fr 460px; gap: 80px; align-items: start;
}

.hypoteka-left h2 { font-size: clamp(1.9rem, 3vw, 2.8rem); font-weight: 800; margin: 12px 0 16px; }
.hypoteka-sub { font-size: 1rem; color: var(--text-500); margin-bottom: 36px; line-height: 1.75; }

.calc-form { display: flex; flex-direction: column; gap: 28px; margin-bottom: 36px; }
.calc-field { display: flex; flex-direction: column; gap: 10px; }
.calc-field label {
  font-size: .9rem; font-weight: 700; color: var(--text-700);
  display: flex; justify-content: space-between; align-items: center;
}
.calc-live {
  font-size: .88rem; color: var(--blue-600); font-weight: 700;
  background: var(--blue-50); padding: 3px 10px; border-radius: 100px;
}

.calc-range {
  -webkit-appearance: none; width: 100%; height: 6px; border-radius: 3px;
  outline: none; cursor: pointer; transition: all var(--t);
  background: linear-gradient(to right, var(--blue-500) 0%, var(--gray-200) 0%);
}
.calc-range--purple { background: linear-gradient(to right, var(--purple) 0%, var(--gray-200) 0%); }
.calc-range--green  { background: linear-gradient(to right, var(--green) 0%, var(--gray-200) 0%); }
.calc-range::-webkit-slider-thumb {
  -webkit-appearance: none; width: 22px; height: 22px; border-radius: 50%;
  background: var(--white); border: 3px solid var(--blue-600);
  box-shadow: 0 2px 8px rgba(37,99,235,.3); cursor: pointer; transition: transform var(--t);
}
.calc-range--purple::-webkit-slider-thumb { border-color: var(--purple); }
.calc-range--green::-webkit-slider-thumb { border-color: var(--green); }
.calc-range:hover::-webkit-slider-thumb { transform: scale(1.15); }
.range-labels { display: flex; justify-content: space-between; font-size: .75rem; color: var(--text-300); }

.hypoteka-img-block {
  position: relative; border-radius: var(--r-xl); overflow: hidden;
  box-shadow: var(--sh-lg);
}
.hypoteka-img { width: 100%; height: 200px; object-fit: cover; display: block; }
.hypoteka-img-badge {
  position: absolute; bottom: 0; left: 0; right: 0;
  padding: 16px 20px; display: flex; align-items: center; gap: 12px;
  background: linear-gradient(0deg, rgba(0,0,0,.7), transparent);
  color: var(--white);
}
.hypoteka-img-badge span:first-child { font-size: 1.8rem; }
.hypoteka-img-badge strong { display: block; font-size: .9rem; }
.hypoteka-img-badge span:last-child { font-size: .78rem; opacity: .75; }

/* Výsledek kalkulačky */
.calc-result {
  background: var(--white); border-radius: var(--r-2xl);
  border: 1px solid var(--gray-200); overflow: hidden;
  box-shadow: var(--sh-lg); position: sticky; top: 90px;
}

.calc-result-main {
  padding: 36px 32px; text-align: center;
  background: linear-gradient(135deg, #0f2445, #1d4ed8, #0ea5e9);
  position: relative; overflow: hidden;
}
.calc-result-main::before {
  content: ''; position: absolute; inset: 0;
  background-image: radial-gradient(rgba(255,255,255,.08) 1px, transparent 1px);
  background-size: 20px 20px;
}
.calc-result-icon { font-size: 2rem; margin-bottom: 8px; }
.calc-result-label { font-size: .85rem; color: rgba(255,255,255,.75); font-weight: 500; margin-bottom: 6px; }
.calc-result-value { font-size: 2.6rem; font-weight: 900; color: var(--white); letter-spacing: -.03em; }

.calc-result-details { padding: 20px 28px; display: flex; flex-direction: column; gap: 12px; }
.calc-detail { display: flex; justify-content: space-between; align-items: center; padding: 10px 0; border-bottom: 1px solid var(--gray-100); }
.calc-detail:last-child { border-bottom: none; }
.calc-detail span { font-size: .88rem; color: var(--text-500); }
.calc-detail strong { font-size: .95rem; color: var(--text-900); font-weight: 700; }
.calc-detail--highlight strong { color: var(--red); }

.calc-cta-block { padding: 24px 28px; border-top: 1px solid var(--gray-200); background: var(--gray-50); }
.calc-cta-header { display: flex; align-items: center; gap: 10px; margin-bottom: 16px; }
.calc-cta-icon { font-size: 1.5rem; }
.calc-cta-header p { font-size: .95rem; font-weight: 700; color: var(--text-700); }

.calc-contact-form { display: flex; flex-direction: column; gap: 10px; }

/* ======================== KALKULACE ======================== */
.kalk-section {
  background: linear-gradient(180deg, #f0f9ff 0%, var(--white) 100%);
  position: relative; overflow: hidden;
}
.kalk-section::before {
  content: ''; position: absolute; top: 0; left: 0; right: 0; height: 4px;
  background: linear-gradient(90deg, #0284c7, #38bdf8, #0ea5e9, #0284c7);
}

.kalk-card {
  background: var(--white); border-radius: var(--r-2xl);
  border: 1.5px solid #bae6fd; box-shadow: 0 8px 40px rgba(14,165,233,.15);
  overflow: hidden;
}

/* --- Tabs --- */
.kalk-tabs {
  display: flex; border-bottom: 1.5px solid rgba(14,165,233,.2);
  background: #f0f9ff; overflow-x: auto; scrollbar-width: none;
}
.kalk-tabs::-webkit-scrollbar { display: none; }
.kalk-tab {
  flex: 1; min-width: 100px; display: flex; flex-direction: column; align-items: center; gap: 5px;
  padding: 16px 12px; border: none; background: none; cursor: pointer;
  border-bottom: 3px solid transparent; transition: all var(--t);
  white-space: nowrap;
}
.kalk-tab-icon { font-size: 1.5rem; line-height: 1; }
.kalk-tab-label { font-size: .78rem; font-weight: 700; color: var(--text-400); transition: color var(--t); }
.kalk-tab:hover .kalk-tab-label { color: #0284c7; }
.kalk-tab:hover { background: #e0f2fe; }
.kalk-tab.active { border-bottom-color: #0284c7; background: var(--white); }
.kalk-tab.active .kalk-tab-label { color: #0284c7; }

/* --- Body / Panes --- */
.kalk-body { padding: 40px 44px; }
.kalk-pane { display: none; }
.kalk-pane.active { display: block; animation: kalkFadeIn .25s ease; }

@keyframes kalkFadeIn {
  from { opacity: 0; transform: translateY(8px); }
  to   { opacity: 1; transform: translateY(0); }
}

/* --- 2-col grid: fields | contact --- */
.kalk-grid {
  display: grid; grid-template-columns: 1fr 380px; gap: 52px; align-items: start;
}

/* --- Field groups --- */
.kalk-fields { display: flex; flex-direction: column; gap: 22px; }
.kalk-field-group { display: flex; flex-direction: column; gap: 8px; }

.kalk-label {
  font-size: .82rem; font-weight: 700; color: var(--text-700);
  display: flex; align-items: center; gap: 8px; flex-wrap: wrap;
}

/* Live value badge next to label */
.kalk-live-val {
  display: inline-block; background: #0284c7; color: var(--white);
  font-size: .72rem; font-weight: 700; padding: 2px 8px;
  border-radius: 20px; letter-spacing: .01em;
}

/* LTV badge */
.kalk-ltv-badge {
  display: inline-block; background: var(--green); color: var(--white);
  font-size: .72rem; font-weight: 700; padding: 2px 8px;
  border-radius: 20px;
}

/* --- SPZ plate --- */
.kalk-spz-plate {
  display: inline-flex; align-items: center; gap: 10px;
  background: var(--white); border: 2px solid #7dd3fc;
  border-radius: var(--r-md); padding: 10px 16px;
  max-width: 240px; transition: border-color var(--t);
}
.kalk-spz-plate:focus-within { border-color: #0284c7; box-shadow: 0 0 0 3px rgba(2,132,199,.12); }
.kalk-spz-flag { font-size: 1.25rem; }
.kalk-spz-input {
  border: none; outline: none; font-size: 1.15rem; font-weight: 800;
  letter-spacing: .1em; text-transform: uppercase; width: 130px;
  color: var(--text-900); background: transparent; font-family: 'Inter', sans-serif;
}

/* --- Pill radio groups --- */
.kalk-pills { display: flex; flex-wrap: wrap; gap: 8px; }
.kalk-pill {
  padding: 7px 14px; border-radius: 30px; border: 1.5px solid #bae6fd;
  background: var(--white); color: var(--text-500); font-size: .82rem; font-weight: 600;
  cursor: pointer; transition: all var(--t); font-family: 'Inter', sans-serif;
  white-space: nowrap;
}
.kalk-pill:hover { border-color: #38bdf8; color: #0284c7; background: #f0f9ff; }
.kalk-pill.active {
  border-color: #0284c7; background: #0284c7; color: var(--white);
}

/* --- Checkboxes --- */
.kalk-checkboxes { display: flex; flex-wrap: wrap; gap: 10px; }
.kalk-check {
  display: flex; align-items: center; gap: 6px; cursor: pointer;
  font-size: .85rem; color: var(--text-700); font-weight: 500;
  padding: 6px 12px; border-radius: 8px; border: 1.5px solid #bae6fd;
  background: var(--white); transition: all var(--t);
}
.kalk-check:hover { border-color: #38bdf8; color: #0284c7; }
.kalk-check input[type="checkbox"] { accent-color: #0284c7; width: 15px; height: 15px; }

/* --- Select --- */
.kalk-select {
  width: 100%; max-width: 280px; padding: 10px 14px; border-radius: var(--r-md);
  border: 1.5px solid #bae6fd; background: var(--white);
  font-size: .88rem; color: var(--text-900); outline: none;
  transition: border-color var(--t); font-family: 'Inter', sans-serif;
  cursor: pointer; appearance: auto;
}
.kalk-select:focus { border-color: #0284c7; box-shadow: 0 0 0 3px rgba(2,132,199,.1); }

/* --- Range slider --- */
.kalk-range {
  width: 100%; max-width: 360px; height: 5px; border-radius: 4px;
  background: #bae6fd; outline: none; cursor: pointer;
  accent-color: #0284c7;
  -webkit-appearance: none; appearance: none;
}
.kalk-range::-webkit-slider-thumb {
  -webkit-appearance: none; width: 20px; height: 20px; border-radius: 50%;
  background: #0284c7; border: 3px solid var(--white);
  box-shadow: 0 2px 8px rgba(2,132,199,.4); cursor: pointer; transition: transform .15s;
}
.kalk-range::-webkit-slider-thumb:hover { transform: scale(1.15); }
.kalk-range::-moz-range-thumb {
  width: 20px; height: 20px; border-radius: 50%; border: 3px solid var(--white);
  background: #0284c7; box-shadow: 0 2px 8px rgba(2,132,199,.4); cursor: pointer;
}
.kalk-range-limits {
  display: flex; justify-content: space-between; max-width: 360px;
  font-size: .72rem; color: var(--text-300); margin-top: 2px;
}

/* --- Number stepper --- */
.kalk-stepper {
  display: flex; align-items: center; gap: 0;
}
.kalk-step-btn {
  width: 36px; height: 36px; border-radius: 8px; border: 1.5px solid #bae6fd;
  background: var(--white); font-size: 1.2rem; font-weight: 700; cursor: pointer;
  display: flex; align-items: center; justify-content: center;
  color: #0284c7; transition: all var(--t); font-family: 'Inter', sans-serif;
}
.kalk-step-btn:hover { background: #0284c7; color: var(--white); border-color: #0284c7; }
.kalk-step-val {
  min-width: 40px; text-align: center; font-size: 1.1rem; font-weight: 800;
  color: var(--text-900);
}
.kalk-step-label { font-size: .85rem; color: var(--text-500); margin-left: 6px; }

/* --- Contact column --- */
.kalk-contact-col {
  background: #f0f9ff; border-radius: var(--r-lg);
  border: 1px solid #bae6fd; padding: 28px;
  position: sticky; top: 100px;
}
.kalk-contact-fields { display: flex; flex-direction: column; gap: 12px; }

.kalk-input {
  width: 100%; padding: 12px 14px; border-radius: var(--r-md);
  border: 1.5px solid #bae6fd; background: var(--white);
  font-size: .9rem; color: var(--text-900); outline: none;
  transition: border-color var(--t); font-family: 'Inter', sans-serif;
}
.kalk-input:focus { border-color: #0284c7; box-shadow: 0 0 0 3px rgba(2,132,199,.1); }
.kalk-input--narrow { max-width: 160px; }

.btn-full { width: 100%; justify-content: center; }

/* --- Success state --- */
.kalk-success-state {
  text-align: center; padding: 64px 24px; animation: kalkFadeIn .35s ease;
}
.kalk-success-icon {
  width: 72px; height: 72px; border-radius: 50%;
  background: linear-gradient(135deg, #0284c7, #38bdf8);
  color: var(--white); font-size: 1.8rem; font-weight: 800;
  display: flex; align-items: center; justify-content: center;
  margin: 0 auto 24px; box-shadow: 0 8px 32px rgba(2,132,199,.3);
}
.kalk-success-title { font-size: 1.5rem; font-weight: 800; margin-bottom: 8px; color: var(--text-900); }
.kalk-success-sub { color: var(--text-500); margin-bottom: 28px; font-size: 1rem; }

.kalk-price-result {
  background: #f0f9ff; border: 1.5px solid #bae6fd;
  border-radius: var(--r-lg); padding: 24px 32px; margin: 0 auto 28px;
  max-width: 500px; display: flex; flex-direction: column; gap: 10px;
}
.kalk-price-row { display: flex; justify-content: space-between; align-items: center; font-size: .9rem; }
.kalk-price-row strong { font-size: 1.25rem; color: #0284c7; font-weight: 800; }
.kalk-price-saving { color: var(--green); font-weight: 700; }
.kalk-price-note { font-size: .78rem; color: var(--text-400); text-align: center; margin-top: 4px; }

.kalk-reset-btn { margin-top: 0; }

/* --- Responsive --- */
.kalk-active-label { display: none; }

@media (max-width: 900px) {
  .kalk-grid { grid-template-columns: 1fr; gap: 28px; }
  .kalk-contact-col { position: static; }
  .kalk-body { padding: 28px; }
  .kalk-range { max-width: 100%; width: 100%; }
  .kalk-range-limits { max-width: 100%; width: 100%; }
  .kalk-select { max-width: 100%; width: 100%; }
  .kalk-spz-plate { max-width: 100%; display: flex; }
  .kalk-spz-input { width: 100%; }
  .kalk-input { width: 100%; }
  .kalk-input--narrow { max-width: 100%; }
  .kalk-pill { white-space: normal; text-align: center; }
}

@media (max-width: 640px) {
  .kalk-body { padding: 16px; }
  .kalk-tabs {
    display: grid;
    grid-template-columns: repeat(5, 1fr);
  }
  .kalk-tab { min-width: 0; padding: 12px 4px; gap: 2px; }
  .kalk-tab-label { display: none !important; }
  .kalk-tab-icon { font-size: 1.3rem; }
  .kalk-active-label {
    display: block;
    text-align: center;
    font-size: .85rem;
    font-weight: 700;
    color: #0284c7;
    padding: 8px 0 4px;
  }
  .kalk-grid { gap: 20px; }
  .kalk-contact-col { padding: 20px 16px; }
  .kalk-pills { gap: 6px; }
  .kalk-pill { padding: 6px 10px; font-size: .78rem; }
  .kalk-checkboxes { gap: 6px; }
  .kalk-check { font-size: .8rem; padding: 5px 10px; }
  .kalk-price-result { padding: 16px; max-width: 100%; }
  .kalk-price-row { flex-direction: column; align-items: flex-start; gap: 2px; }
  .kalk-label { font-size: .78rem; }
}

/* ======================== FAQ ======================== */
.faq { background: var(--white); }

.faq-inner {
  display: grid; grid-template-columns: 340px 1fr; gap: 80px; align-items: start;
}
.faq-left h2 { font-size: clamp(2rem, 3vw, 3rem); font-weight: 800; line-height: 1.1; margin: 12px 0 16px; }
.faq-left > p { font-size: .95rem; color: var(--text-500); line-height: 1.75; }

.faq-image-wrap { margin-top: 32px; border-radius: var(--r-xl); overflow: hidden; box-shadow: var(--sh-lg); }
.faq-img { width: 100%; height: 220px; object-fit: cover; }

.faq-list { display: flex; flex-direction: column; gap: 8px; }

.faq-item {
  background: var(--white); border-radius: var(--r-lg);
  border: 1.5px solid var(--gray-200); overflow: hidden;
  transition: border-color var(--t), box-shadow var(--t);
}
.faq-item:hover { border-color: var(--blue-300); }
.faq-item.open { border-color: var(--blue-400); box-shadow: 0 4px 20px rgba(37,99,235,.1); }

.faq-q {
  width: 100%; display: flex; justify-content: space-between; align-items: center;
  padding: 20px 24px; background: none; border: none; cursor: pointer;
  font-size: .95rem; font-weight: 600; color: var(--text-900); text-align: left; gap: 16px;
  transition: color var(--t);
}
.faq-q:hover, .faq-item.open .faq-q { color: var(--blue-600); }

.faq-arrow {
  width: 28px; height: 28px; border-radius: 50%; background: var(--gray-100);
  display: flex; align-items: center; justify-content: center;
  font-size: .65rem; color: var(--text-400); flex-shrink: 0;
  transition: all var(--t);
}
.faq-item.open .faq-arrow { background: var(--blue-600); color: var(--white); transform: rotate(180deg); }

.faq-a { max-height: 0; overflow: hidden; transition: max-height .4s var(--ease); }
.faq-a p { padding: 0 24px 20px; color: var(--text-500); font-size: .92rem; line-height: 1.75; }
.faq-a strong { color: var(--text-900); }

/* ======================== KONTAKT ======================== */
.kontakt {
  position: relative; overflow: hidden;
  background: linear-gradient(145deg, #e0f2fe 0%, #bae6fd 50%, #e0f9ff 100%);
}
.kontakt-bg { position: absolute; inset: 0; pointer-events: none; }
.kontakt-orb {
  position: absolute; border-radius: 50%; filter: blur(100px);
}
.kontakt-orb--1 {
  width: 600px; height: 600px; top: -200px; right: -100px;
  background: radial-gradient(circle, rgba(37,99,235,.25), transparent);
  animation: orbFloat1 10s ease infinite;
}
.kontakt-orb--2 {
  width: 400px; height: 400px; bottom: -100px; left: 200px;
  background: radial-gradient(circle, rgba(139,92,246,.18), transparent);
  animation: orbFloat2 14s ease infinite;
}

.kontakt-inner {
  display: grid; grid-template-columns: 1fr 1fr; gap: 80px; align-items: start;
  position: relative; z-index: 1;
}

.kontakt-left h2 { font-size: clamp(2rem, 3.5vw, 3rem); font-weight: 800; line-height: 1.1; margin: 12px 0 16px; }

.kontakt-info { display: flex; flex-direction: column; gap: 12px; margin-bottom: 32px; }
.kontakt-item {
  display: flex; align-items: center; gap: 16px;
  padding: 18px 22px; border-radius: var(--r-lg);
  background: rgba(255,255,255,.7); border: 1px solid rgba(14,165,233,.2);
  transition: all var(--t); backdrop-filter: blur(10px);
}
.kontakt-item:hover { background: rgba(255,255,255,.9); transform: translateX(4px); box-shadow: 0 4px 20px rgba(14,165,233,.2); }
.kontakt-icon-wrap { font-size: 1.5rem; }
.ki-label { display: block; font-size: .75rem; color: var(--text-400); margin-bottom: 2px; }
.ki-val { display: block; font-size: .95rem; font-weight: 700; color: var(--text-900); }

.kontakt-img-wrap { border-radius: var(--r-xl); overflow: hidden; box-shadow: 0 20px 60px rgba(0,0,0,.4); }
.kontakt-img { width: 100%; height: 220px; object-fit: cover; }

/* Formulář karta */
.kontakt-form-card {
  background: var(--white); border-radius: var(--r-2xl);
  padding: 36px; box-shadow: 0 30px 80px rgba(0,0,0,.3);
}
.kontakt-form-card h3 { font-size: 1.4rem; font-weight: 800; margin-bottom: 4px; }
.kontakt-form-card > p { font-size: .88rem; color: var(--text-400); margin-bottom: 24px; }

/* Kontakt CTA box (místo formuláře) */
.kontakt-cta-box {
  background: var(--white); border-radius: var(--r-2xl);
  padding: 48px 36px; box-shadow: 0 30px 80px rgba(0,0,0,.3);
  text-align: center;
}
.kontakt-cta-icon { font-size: 3rem; margin-bottom: 16px; }
.kontakt-cta-box h3 { font-size: 1.4rem; font-weight: 800; margin-bottom: 12px; color: var(--text-900); }
.kontakt-cta-box p { font-size: .95rem; color: var(--text-500); line-height: 1.7; }

/* ======================== MODAL ======================== */
.modal-overlay {
  position: fixed; inset: 0; background: rgba(0,0,0,.6); z-index: 9999;
  display: flex; align-items: center; justify-content: center;
  padding: 20px; backdrop-filter: blur(4px);
}
.modal-overlay.hidden { display: none; }
.modal-box {
  background: #fff; border-radius: 20px; padding: 40px;
  width: 100%; max-width: 540px; max-height: 90vh; overflow-y: auto;
  position: relative; box-shadow: 0 24px 80px rgba(0,0,0,.3);
}
.modal-close {
  position: absolute; top: 16px; right: 16px;
  background: var(--gray-100); border: none; width: 36px; height: 36px;
  border-radius: 50%; cursor: pointer; font-size: 1rem; color: var(--text-500);
  display: flex; align-items: center; justify-content: center;
}
.modal-close:hover { background: var(--gray-200); }
.modal-box h3 { font-size: 1.5rem; font-weight: 800; margin-bottom: 4px; }
.modal-box > p { color: var(--text-400); margin-bottom: 24px; font-size: .9rem; }

.contact-form { display: flex; flex-direction: column; gap: 14px; }
.form-group { display: flex; flex-direction: column; gap: 6px; }
.form-group label { font-size: .82rem; font-weight: 600; color: var(--text-700); }
.optional { color: var(--text-300); font-weight: 400; }

.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 14px; }

.contact-form input,
.contact-form select,
.contact-form textarea,
.spz-form-expand input,
.calc-contact-form input {
  width: 100%; padding: 13px 16px;
  border: 1.5px solid var(--gray-200); border-radius: var(--r-md);
  font-size: .92rem; color: var(--text-900); background: var(--white);
  transition: all var(--t); outline: none;
}
.contact-form input:focus,
.contact-form select:focus,
.contact-form textarea:focus,
.spz-form-expand input:focus,
.calc-contact-form input:focus {
  border-color: var(--blue-500); box-shadow: 0 0 0 4px rgba(37,99,235,.1);
}
.contact-form select { cursor: pointer; color: var(--text-500); }
.contact-form textarea { resize: vertical; min-height: 90px; }
.spz-form-expand input { margin-bottom: 10px; }

.form-spz-display { font-size: .85rem; color: var(--text-400); margin: 4px 0 12px; }
.form-gdpr { font-size: .75rem; color: var(--text-300); margin-top: 10px; text-align: center; line-height: 1.5; }
.form-gdpr a { color: var(--blue-500); }

/* Formulář expand */
.spz-form-expand { margin-top: 20px; animation: fadeInDown .3s ease; }
.form-divider { text-align: center; position: relative; margin-bottom: 16px; }
.form-divider::before { content: ''; position: absolute; top: 50%; left: 0; right: 0; height: 1px; background: var(--gray-200); }
.form-divider span { position: relative; background: var(--white); padding: 0 12px; font-size: .8rem; color: var(--text-400); font-weight: 600; }

/* Success */
.spz-success, .calc-success, .kontakt-success {
  text-align: center; padding: 24px; animation: fadeInDown .4s ease;
}
.success-icon {
  width: 60px; height: 60px;
  background: linear-gradient(135deg, var(--green), #059669);
  color: var(--white); border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  font-size: 1.6rem; font-weight: 700; margin: 0 auto 16px;
  box-shadow: 0 8px 24px rgba(16,185,129,.35);
  animation: scaleIn .4s var(--ease);
}
@keyframes scaleIn { from { transform: scale(0); } to { transform: scale(1); } }
.spz-success h3, .kontakt-success h3 { font-size: 1.2rem; margin-bottom: 8px; }
.spz-success p, .calc-success p, .kontakt-success p { color: var(--text-500); font-size: .9rem; }

/* ======================== FOOTER ======================== */
.footer { background: #0369a1; color: var(--white); padding-top: 72px; }

.footer-inner {
  display: grid; grid-template-columns: 1.6fr 1fr 1fr 1fr;
  gap: 48px; padding-bottom: 56px;
  border-bottom: 1px solid rgba(255,255,255,.08);
}

.footer-brand p { color: rgba(255,255,255,.45); font-size: .88rem; margin-top: 12px; line-height: 1.75; }
.footer-logo { font-size: 1.25rem; font-weight: 800; margin-bottom: 4px; }
.footer-logo span { color: inherit; }

.footer-social { display: flex; gap: 10px; margin-top: 20px; }
.footer-social a {
  width: 40px; height: 40px; background: rgba(255,255,255,.07);
  border-radius: var(--r-sm); display: flex; align-items: center; justify-content: center;
  color: rgba(255,255,255,.5); transition: all var(--t); border: 1px solid rgba(255,255,255,.1);
}
.footer-social a:hover { background: var(--blue-600); color: var(--white); border-color: var(--blue-600); transform: translateY(-2px); }

.footer-links h4 { color: var(--white); font-size: .85rem; font-weight: 700; margin-bottom: 18px; text-transform: uppercase; letter-spacing: .08em; }
.footer-links ul { display: flex; flex-direction: column; gap: 10px; }
.footer-links a { color: rgba(255,255,255,.45); font-size: .88rem; transition: color var(--t); }
.footer-links a:hover { color: var(--white); }

.footer-rating { margin-top: 20px; padding-top: 20px; border-top: 1px solid rgba(255,255,255,.08); }
.fr-stars { color: #fbbf24; font-size: 1rem; margin-bottom: 4px; }
.fr-text { font-size: .78rem; color: rgba(255,255,255,.4); }

.footer-bottom { padding: 20px 0; }
.footer-bottom .container { display: flex; justify-content: space-between; align-items: center; font-size: .8rem; color: rgba(255,255,255,.3); }
.footer-bottom a { color: rgba(255,255,255,.45); transition: color var(--t); }
.footer-bottom a:hover { color: var(--white); }

/* ======================== ANIMATIONS ======================== */
@keyframes fadeInDown { from { opacity: 0; transform: translateY(-12px); } to { opacity: 1; transform: translateY(0); } }
@keyframes fadeInUp { from { opacity: 0; transform: translateY(20px); } to { opacity: 1; transform: translateY(0); } }

/* ======================== HERO MINI STATS ======================== */
.hero-mini-stats {
  display: flex; align-items: center; gap: 20px;
  margin: 24px 0; animation: fadeInUp .9s .3s ease both;
}
.hms-item { text-align: center; }
.hms-val { font-size: 1.25rem; font-weight: 800; color: var(--white); }
.hms-lab { font-size: .7rem; color: rgba(255,255,255,.55); margin-top: 2px; }
.hms-sep { width: 1px; height: 36px; background: rgba(255,255,255,.18); flex-shrink: 0; }

/* ======================== HERO SPZ BOX (inline) ======================== */
.hero-spz-box {
  background: rgba(255,255,255,.97);
  border-radius: var(--r-xl);
  padding: 24px 28px;
  margin-top: 24px;
  box-shadow: 0 20px 60px rgba(0,0,0,.28), 0 0 0 1px rgba(255,255,255,.15);
  animation: fadeInUp .9s .4s ease both;
}

/* ======================== SPZ INLINE ROW ======================== */
.spz-inline-row {
  display: inline-flex; gap: 10px; align-items: stretch;
}
.spz-inline-row .spz-plate {
  flex: 1; min-width: 0; max-width: 100%;
}
.spz-inline-btn {
  flex-shrink: 0; white-space: nowrap;
  padding: 0 20px; font-size: .9rem;
}

/* ======================== HERO CAR IMAGE ======================== */
.hero-car-wrap {
  display: flex; flex-direction: column; align-items: center; gap: 16px;
}
.hero-car-img {
  width: 100%;
  object-fit: contain;
}

/* ======================== HERO CAR BADGES ======================== */
.hero-car-badges {
  display: flex; gap: 12px; justify-content: center; width: 100%;
}
.hcb-item {
  display: flex; align-items: center; gap: 10px;
  background: rgba(255,255,255,.1);
  border: 1px solid rgba(255,255,255,.2);
  backdrop-filter: blur(10px);
  border-radius: 14px;
  padding: 12px 18px;
  flex: 1;
}
.hcb-icon { font-size: 1.3rem; flex-shrink: 0; }
.hcb-val { font-size: .85rem; font-weight: 800; color: var(--white); line-height: 1.2; }
.hcb-lab { font-size: .72rem; color: rgba(255,255,255,.65); margin-top: 1px; line-height: 1.2; }

/* ======================== LOGOS SECTION ======================== */
.logos-section {
  background: var(--white);
  padding: 44px 0;
  border-bottom: 1px solid var(--gray-100);
}
.logos-label {
  text-align: center; font-size: .78rem; font-weight: 600;
  text-transform: uppercase; letter-spacing: .1em;
  color: var(--text-300); margin-bottom: 20px;
}

/* Marquee wrapper – ořezává obsah + fade gradient */
.logos-marquee-wrap {
  overflow: hidden;
  mask: linear-gradient(to right, transparent 0%, black 12%, black 88%, transparent 100%);
  -webkit-mask: linear-gradient(to right, transparent 0%, black 12%, black 88%, transparent 100%);
}
.logos-marquee-track {
  display: flex;
  width: max-content;
  animation: logosScroll 28s linear infinite;
}

.logos-marquee-slide {
  display: flex; align-items: center; flex-shrink: 0;
}
.logos-strip-item {
  display: flex; align-items: center; justify-content: center;
  padding: 8px 28px;
}
.logos-strip-item img {
  height: 52px; width: auto; max-width: 150px;
  object-fit: contain;
  transition: transform var(--t);
}
.logos-strip-item:hover img { transform: scale(1.08); }

@keyframes logosScroll {
  from { transform: translateX(0); }
  to   { transform: translateX(-50%); }
}

/* ======================== SERVICE CARD – INVESTICE barva ======================== */
.service-card--invest .service-card-bg {
  background: linear-gradient(145deg, rgba(255,237,213,.7), rgba(254,215,170,.4)) !important;
}

/* ======================== RESPONSIVE – 1100px ======================== */
@media (max-width: 1100px) {
  .hero-inner { grid-template-columns: 1fr 1fr; gap: 32px; }
  .o-mne-inner { grid-template-columns: 280px 1fr; gap: 40px; }
  .faq-inner { grid-template-columns: 1fr; gap: 40px; }
  .services-grid { grid-template-columns: 1fr 1fr; }
  .uspory-grid { grid-template-columns: 1fr 1fr; }
  .stats-grid { grid-template-columns: 1fr 1fr; }
  .stat-box { border-bottom: 1px solid var(--gray-200); }
  .footer-inner { grid-template-columns: 1fr 1fr; gap: 32px; }
}

/* ======================== RESPONSIVE – 860px ======================== */
@media (max-width: 860px) {
  /* Hero – skryj auto, jen text + formulář */
  .hero-inner { grid-template-columns: 1fr; gap: 0; padding: 40px 20px 0; }
  .hero-car-wrap { display: none; }
  .hero-mini-stats { gap: 16px; flex-wrap: wrap; }
  .hms-sep { display: none; }
  .hms-item { text-align: left; }

  /* Kalkulačky – stack columns */
  .hypoteka-inner { grid-template-columns: 1fr; gap: 40px; }
  .calc-result { position: static; }
  .invest-result { position: static; }

  /* Loga */
  .logos-strip-item { padding: 6px 16px; }
  .logos-strip-item img { height: 38px; }

  /* Ostatní */
  .services-grid { grid-template-columns: 1fr; }
  .o-mne-inner { grid-template-columns: 1fr; }
  .o-mne-photo { max-width: 320px; margin: 0 auto; }
  .kontakt-inner { grid-template-columns: 1fr; gap: 36px; }
  .footer-inner { grid-template-columns: 1fr 1fr; gap: 24px; }
}

/* ======================== RESPONSIVE – 768px ======================== */
@media (max-width: 768px) {
  section { padding: 60px 0; }

  /* Navbar – hamburger */
  .nav-links, .nav-cta { display: none; }
  .hamburger { display: flex; }
  .nav-links.open {
    display: flex; flex-direction: column; position: fixed;
    top: 70px; left: 0; right: 0; background: var(--white);
    padding: 16px 20px; gap: 4px; box-shadow: var(--sh-lg);
    z-index: 999; border-bottom: 1px solid var(--gray-200);
  }

  /* Hero */
  .hero-inner { padding: 36px 20px 0; }
  .hero-text h1 { font-size: 2rem; }
  .hero-badge { font-size: .8rem; padding: 6px 14px; }
  .hero-sub { font-size: .95rem; }
  .hero-mini-stats { margin: 18px 0; }
  .hms-val { font-size: 1.05rem; }
  .hero-spz-box { padding: 18px 20px; margin-top: 18px; }

  /* SPZ – pod sebou */
  .spz-inline-row { flex-direction: column; display: flex; width: 100%; }
  .spz-inline-row .spz-plate { flex: none; width: 100%; height: 52px; }
  .spz-inline-btn { width: 100%; padding: 14px; justify-content: center; font-size: .95rem; }

  /* Jak to funguje */
  .steps-grid { flex-direction: column; border-radius: var(--r-xl); }
  .step-card:not(:last-child) { border-right: none; border-bottom: 1px solid var(--gray-100); }
  .step-connector { display: none; }
  .step-card { padding: 32px 24px; }

  /* Úspory */
  .uspory-grid { grid-template-columns: 1fr 1fr; }

  /* Recenze */
  .reviews-grid { grid-template-columns: 1fr; }

  /* Kontakt */
  .form-row { grid-template-columns: 1fr; }

  /* Footer */
  .footer-inner { grid-template-columns: 1fr; gap: 24px; }
  .footer-bottom .container { flex-direction: column; gap: 8px; text-align: center; }

  /* Stats */
  .stats-grid { grid-template-columns: 1fr 1fr; }
}

/* ======================== RESPONSIVE – 540px ======================== */
@media (max-width: 540px) {
  section { padding: 48px 0; }

  .hero-inner { padding: 28px 16px 0; }
  .hero-text h1 { font-size: 1.85rem; letter-spacing: -.02em; }
  .hero-mini-stats { gap: 12px; }
  .hero-spz-box { padding: 16px; border-radius: var(--r-lg); }

  .uspory-grid { grid-template-columns: 1fr; }
  .stats-grid { grid-template-columns: 1fr 1fr; }

  .service-card { padding: 28px 24px; }
  .review-card { padding: 20px; }

  .o-mne-btns { flex-direction: column; }
  .footer-inner { gap: 20px; }
}

/* ======================== RESPONSIVE – 390px ======================== */
@media (max-width: 390px) {
  .container { padding: 0 14px; }
  .hero-inner { padding: 24px 14px 0; }
  .hero-text h1 { font-size: 1.65rem; }
  .hero-sub { font-size: .88rem; }
  .hms-val { font-size: .95rem; }
  .hero-spz-box { padding: 14px; }

  .plate-input { font-size: 1.1rem; letter-spacing: 2px; padding: 0 10px; }
  .plate-eu { width: 40px; }
  .plate-cz { font-size: .72rem; }
  .plate-stars { font-size: .38rem; max-width: 32px; }

  .btn { padding: 11px 16px; font-size: .85rem; }
  .btn-hero { font-size: .9rem; }

  .stats-grid { grid-template-columns: 1fr; }
  .footer-inner { grid-template-columns: 1fr; }
}

/* ======================== RESPONSIVE – 340px (very small) ======================== */
@media (max-width: 360px) {
  .container { padding: 0 12px; }
  .hero-inner { padding: 20px 12px 0; }
  .hero-text h1 { font-size: 1.85rem; word-break: break-word; }
  .hero-sub { font-size: .85rem; word-break: break-word; margin-top: 8px; margin-bottom: 16px; }
  .hero-badge { font-size: .75rem; padding: 5px 10px; max-width: 100%; white-space: normal; text-align: center; }
  .hero-spz-box { padding: 12px; }

  /* Mini stats – pod sebou na 2 sloupce */
  .hero-mini-stats { display: grid; grid-template-columns: 1fr 1fr; gap: 10px; }
  .hms-val { font-size: .88rem; }
  .hms-lab { font-size: .65rem; }

  /* SPZ plate */
  .spz-inline-row .spz-plate { flex: none; height: 52px; }
  .plate-eu { width: 36px; flex-shrink: 0; }
  .plate-cz { font-size: .65rem; }
  .plate-stars { font-size: .32rem; max-width: 28px; }
  .plate-input { font-size: 1rem; letter-spacing: 1px; padding: 0 8px; min-width: 0; }
  .plate-input::placeholder { font-size: .8rem; letter-spacing: 0; }

  .btn-hero { font-size: .85rem; padding: 12px 14px; }
}